
As America mourns the death of President Gerald R. Ford (1913-2006), many have come to realize his highly significant role in history. In 1974, President Ford was a much maligned leader for many of his decisions including the full pardon of President Richard M. Nixon. This is in stark contrast to what we know now about the results of Ford's choices and their positive effect on the future. Among other things, we can thank him for ATM Machines and Adjustable Rate Mortgages. The decisions President Ford made were the right ones for those of us in the present who now benefit from his tough choices.

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